Affordable No Sew Curtains for Your Home

If you have a busy family that seems to be traveling in different directions constantly, you know how challenging it can be to coordinate everyone’s schedules.  Between projects and deadlines at the office, meetings with your children’s teachers, after school activities like soccer practice and troop meetings, not to mention the household chores, it can be a dizzying and confusing task.  But if each family member is committed and communicates effectively, the task of creating a combined family schedule is a manageable one for you.

The first step is to commit to weekly family meetings.  Make it mandatory that each family member is there so that the schedule can be discussed and organized.  This should also double as a great opportunity to schedule quality family time together, so make sure it’s held at a time when everyone is able to attend.  Make sure that you always have big space and you order large corner sofa bed.

Next, design a schedule that can be easily accessed by all family members, so that everyone knows where everyone else should be at any given time.  This can be done by designing one yourself using materials such as poster board, markers, pushpins and index cards that can be pinned to the schedule, allowing for changes that can occur from week to week.  It could also be designed on your family computer and saved onto the desktop, so each family member can readily access it and make changes if necessary. You always have to remember to buy leather corner sofa. Have family members get into the habit of indicating on the schedule specific addresses or contact telephone numbers if the activity is new or changes from week to week.  Be sure that care providers for your children such as grandparents and babysitters are familiar with your scheduling system and know how to use it. 

Again, with a commitment from each family member and open lines of communication, the family schedule can be a useful tool for everyone.

The Right Internet Business Holds a Great Deal of Potential

While it’s natural to consider the traditional brick and mortar business when considering buying a business, an Internet business should also be part of your purchase business decision. The right Internet business holds a great deal of potential without much of the costs associated with having a storefront.

An Internet business for sale has its advantages over a brick and mortar business for sale. When you buy a business online, you save on rent, insurance, utilities, inventory, and employee salaries. The value a business over the Internet has is quickly realized, considering there are no hourly or location constraints. Purchasing a business that’s based Online means that you can operate your business from any location in the world – at any time of the day.

In choosing to buy a business, select an Internet venture that is of interest to you or is the right fit. Your buy business model should be based on your talents, interests, areas of expertise and strengths. A good rule of thumb is to buy a business that you, your relatives and friends are likely to purchase online from, whether a product or service. Trust your instincts with your purchase business ideas.

When you buy a business that is Internet based, it is essential that a thorough business valuation takes place. The number of business for sale opportunities online is enormous, so you want to be sure your purchase business decision is sound. You want to own a business that is a worthwhile entity. The value a business process will uncover its history, customer base, financials and business outlook. It’s important to own a business that has the potential to continue to grow and be successful.

You can own a business over the Internet by following traditional buy business procedures. First of all, you should perform an in depth business valuation, negotiate for the best purchase business price you can get, and ask the seller essential questions so you can properly value the business. When you value a business, important materials to request are financial spreadsheets, tax statements, Internet sales documentation, business account statements, number of website visitors by month, merchandise suppliers, if applicable, and server and hosting details.

The business valuation should also include a profit and loss statement, search engine ranking and any other documentation that shows the Internet business is an established business.

When buying a business online, there are several proven rules to follow to ensure that your buy business decision is being based on actual web revenue and not undocumented figures from the seller. You also want to research the different deal structures available with an Internet business for sale. Your purchase business structure should address retaining the customer base and current online marketing efforts.

While buying a business that is Internet based enables you to own a business independently, the key is to buy a business at a considerable value. The Internet is a thoroughly comprehensive resource for comparing all sorts of purchase business prices.

There are many great reasons to own a business that is Internet based. By doing proper research and conducting a thorough business valuation, you will make a sound investment that will bring you much success and financial freedom.

Copyright (c) 2009 Richard K Parker

3 Ways to Beat the Small Business Cash Flow Crunch

What do 90% of business failures have in common?

Lack of cash.

Cash is king. According to Dun and Bradstreet, 90% of business failures happen because of poor cash flow. In today’s fragile economy, maintaining a strong positive cash flow for your small business is more important than ever.

Cash Flow Basics for Small Business
Well, duh, right? Any high school economics student can tell you positive cash flow is important to a small business. But knowing about cash flow and keeping a positive cash flow for your business are two different things. So what do you need to consider when it comes to your business’ cash flow? Three factors affect cash flow:

- Accounts Receivable (cash flowing into your business)
- Accounts Payable (cash flowing out of your business)
- Overhead Expenses (a subset of accounts payable)

In this article I give you three ways to increase the cash flow into your business.

3 Ways to Increase Cash Flow into Your Business
If you accounts receivable records look good, your business cash flow should be good, right? Wrong. A positive accounts receivable column only helps your business if you can convert your receivables to cash. Your business’ accounts receivable is a listing of money owed to your company. But being owed and having cash in hand are two different things. So how do you turn accounts receivable into cash faster for your small business?

1. Bill Promptly and Accurately
Another “Duh!” suggestion, but you might be surprised at how many small business owners are guilty of neglecting regular and prompt billing, viewing it as another paperwork hassle that goes on the back burner. If your small business doesn’t bill promptly, start now. Assign an employee to handle this task if necessary. When working on long-term projects, arrange to bill monthly for work-in-progress and ask for a deposit before you start the project. Also, be very careful and detailed in your billing. Nothing strains a good business relationship like billing errors. Review your bills for errors and omissions before sending them out.

2. Avoid Slow or No-Pay Clients
You might be amazed at the kinds of clients who are slow to pay, or totally delinquent. According to Dun and Bradstreet, the worst slow-pay offenders are large businesses, those with 500 employees or more. On average, these businesses take 62.7 days to pay up, more than 4 weeks past normal 30-day terms. Here’s the other shocker: the most common no-pay offenders are clients who owe $500 or less. Apparently, these clients feel that this amount of cash is insignificant, and don’t feel guilty about not paying up.

Before you take on a new client or extend credit to a client, do your homework. You can do a credit check on all new clients using an outside agency, or request credit references and do your own checking. Another option is to call other businesses that do business with your client to learn whether the client pays on time. If the potential client turns out to be the slow/no pay type, don’t take them on. In lean economic times it may seem crazy not to accept all the business you can get, but clients who don’t pay up can seriously and negatively affect your cash flow. Not only will you wait endlessly to get paid for goods and services already delivered, but you will also spend a lot of internal resources tracking delinquent accounts and chasing your cash. The best policy is: “Just say no!”

3. Plan for Fast Cash
There are two ways to get your clients to pay up sooner. First, you can negotiate short payment terms when you contract with a client. These days, many small businesses are asking for and getting “net 15? terms. See which if your clients might be open to these terms. Second, if you’re not comfortable asking for “net 15? terms, you can offer clients a discount for early payment. Offer a one to two percent discount for paying within 10 days. While you’ll be losing a little cash to the discount, you’re overall cash balance will be a lot healthier.

These three simple strategies for cash flow management can be the difference between your small business operating in the black or becoming one of the business in the 90% failure bracket.

Do you have your own unique ways of preserving or increasing the cash flow into your business?